 Introduction |
Dun & Bradstreet Risk Consultancy Solutions specialize in providing financial risk management consulting services and software solutions to meet growing need of state of the art risk management frameworks for conventional and Islamic banks.
D&B Risk Consultancy Solutions enable banks to implement advanced Enterprise Risk Management framework and comply with Basel II recommendations. D&B helps in strengthening decision making processes by integrating risk management practices into day to day business processes.
Our expertise in creating risk models, along with our vast database of business information, puts us in a unique position to create the most powerful risk rating/scoring models and economic capital computations.
We have a suite of software applications and tools which help banks to manage various risks under complex environment. We deliver our software solutions in the form of user friendly and efficient tools, integrated with banks’ existing systems, enabling the banks to make faster and more accurate decision with less effect.
Our solutions are based on a consultative approach to generate strategic advantage and mitigate critical business challenges and offer solutions in:
- Financial Risk Management Consultancy
- Risk Management Software Solution
|
|
The D&B Solution |
D&B is ideally positioned to help banks implement Basel II framework, including Internal Ratings Based and Advanced Measurement Approaches. Specifically, we help the banks answer a number of key questions:
- How can we achieve the required level of maturity in risk management functions, policies and processes?
- How can we meet the regulatory expectations for implementing advanced approaches?
- How can we develop our credit rating and parameter estimation methodologies and then secure regulatory approval for the models we adopt?
- What do we need to do to establish the process for ICAAP and measurement of Pillar II risks?
- How can we implement a robust infrastructure for data management and analysis?
- Which statistical techniques should we use to validate our credit rating model and for advanced capital modeling?
|
|
- How can we best use stress-testing to manage the impact of outside events on credit portfolios?
- How can we use back testing to ensure greater relevance and accuracy of the data and hypotheses used in rating models?
- Which Basel II IT solution best suits our needs – and how can we deploy it effectively?
- How do we establish a framework for risk reporting and market disclosures?
|
| Risk Consultancy Service |
D&B helps banks to implement robust risk management framework. Our specific services which integrate well with the Enterprise Risk Management are as follows:
- Establishment of state of the art Enterprise Risk Management framework
- Basel II implementation
- Establishment of risk strategy and risk appetite
- Operational risk management framework
- Credit risk management framework
- Market risk management and VaR Modeling
- Economic capital modeling and ICAAP
- Rating / Scoring models development and validation
- Risk and Control Self-Assessment workshops
- Risk management policies and procedures development
- Risk management and Basel II trainings
- Liquidity risk management and ALM
- Scenario analysis and stress testing
- Risk Adjusted Return On Capital (RAROC) and RAPM measurement
- Business continuity planning and IT security management
|
|
D&B has globally implemented software applications for commercial rating, retail scoring and capital computations and deploys them in order to effectively manage the risks faced by the banks. Our risk management software applications are as follows:
- Sentinel – Commercial Credit Risk Assessment and Internal Ratings Solution
- Tracer – Retail Analytics & Scoring Solution
- OpRisk Analyser – An end to end Operational Risk Management System
- D&B Capital Computation Engine
- D&B eDATE – Data Management Solution
|
|
|